How to Get Pre-Qualified for a Home Loan
When considering buying a home, getting pre-qualified helps you estimate how much you can borrow before beginning the full mortgage application or pre-approval process.
THREE SIMPLE STEPS
Talk to a Mortgage Broker
The first step to get pre-qualified is to speak with a broker who works with multiple lenders and offers great rates and customer service. Maret Mortgage Brokers are licensed professionals with a history of positive customer ratings. Click the Contact Now button under one of the team members below to start the process today.
Provide a Financial Overview
Once you select a team member, they will ask for some basic information about your income, debts, and assets. This information is typically self-reported — the broker doesn't verify it initially. However, they will likely run a soft or hard credit check depending on how far along you are in the process. Be honest so you receive the most accurate home loan estimate.
Receive a Pre-Qualification Letter
If you meet the lender's guidelines, the broker will issue you a pre-qualification letter with the estimated loan amount they're willing to lend. Pre-qualification is not a guarantee of a loan, but it's a great way to see which loans are available to you and how much you may qualify for.
ABOUT US
Maret Mortgage Broker was established to provide the best possible mortgage financing to our customers. The Maret Mortgage Broker team is comprised of former high level managers and loan originators from big national mortgage companies who have made the change from fancy bells and whistles (expensive) to a more streamlined approach for the client (economical). We have the ability to broker our loans to many different sources to provide the best service and expenses possible. You can expect professional service, communication and industry knowledge from Maret Mortgage Broker. Our goal at Maret Mortgage Broker is to be your lender for life.
MEET THE TEAM
Connect with a Maret Mortgage Broker specialist to begin your pre-qualification today.
Maret Mortgage Brokers LLC — Company NMLS #2525203 — 462 W. Aster Drive, Chandler, AZ 85248.
Pre-qualification is not a commitment to lend. All loans subject to credit approval.