Home Equity Calculator

See your current equity, available credit line, and how appreciation builds your wealth over time.

Your Home

Current Home Value

$50K$2M

Remaining Loan Balance

$0$2M

Appreciation Projection

Annual Appreciation Rate (for chart)

0%8%

HELOC / Equity Line Settings

Lender Max CLTV

80% Conservative 90% Typical max 100%

Conservative Standard baseline — most lenders

How to find your balance: Check your most recent mortgage statement, your lender's online portal, or request a payoff quote from your servicer. Home values can be estimated using recent comparable sales or an online AVM.

Your Home Equity

—% loan-to-value

Your Equity

—

—% of home value

Loan Balance

—

—% LTV

Equity —%

— Loan: —

Estimated Available Equity Line

—

Based on 85% CLTV minus your loan balance

10-Year Equity Projection

Calculator Disclaimer: The home equity calculator is intended to be used for educational purposes only. Equity estimates are based on information you provide and may differ from actual values. Home values fluctuate with market conditions and an estimate is not a formal appraisal. Available equity lines are estimates only — actual HELOC or home equity loan amounts depend on lender requirements, credit qualifications, and current market conditions. PMI removal is subject to your lender's policies and may require a formal appraisal. Appreciation projections are hypothetical and not guaranteed. Sloan Realty Associates does not make loans and this is not a commitment to lend.